Speed Baccarat
This is a faster version of regular baccarat. Each round lasts only 27 seconds. You’ll get to know the results of your bets almost as soon as you place them.
RTP% 97.92%
Received Bonuses
for users with our support
$247 105
Online Baccarat Casinos New Zealand 2025
Checked by Raymond Erickson
Created Nov 28, 2023
Updated Dec 24, 2024
“Experience the thrill of Baccarat online with our expert-tested recommendations for secure, licensed New Zealand casinos—sign up today for top-notch gameplay and support at the best real-money Baccarat platforms!”
Baccarat is a card game New Zealand casino players love. And now, there are even more ways to enjoy this classic game online. This is why we’ve put together this simple review. It would help you find the best real money Baccarat casinos. Our team carefully tested each online casino’s security. We also researched the licensing, game selection, rules, and support. So, you can’t go wrong with any of our recommendations. Quickly sign up at any of our featured casinos now for the best gambling experience.
100% up to NZ$500 + 100 FS
T&Cs apply
Best Baccarat Casinos in 2025
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100% up to NZ$500 + 100 FST&Cs apply
- Custom Features and Games For NZ Players
- No Transaction Fees
- One-Hour E-Wallet Withdrawals
Min deposit: $10License: CuracaoPayments: -
325% up to NZ$10800 + 250 FSwelcome packT&Cs apply- 100% up to NZ$800 + 100 FS for the 1st deposit
- Minimum Deposit NZ$40
- Fast Bitcoin Withdrawals
Min deposit: $5License: CuracaoPayments: -
100% up to NZ$1000 + 200FSon Levelz mini slotT&Cs apply- 100% up to NZ$500 + 200 FS for the 1st deposit
- Minimum Deposit NZ$10
- Payout Rate – 98%
Min deposit: $10License: MGAPayments: -
Up to NZ$5000 + 300 FSon Elvis Frog in VegasT&Cs apply
- Up to NZ$1000 + 100 FS for the 1st deposit
- Minimum Deposit NZ$20
- Fast Withdrawals as Quick as 10 Minutes
Min deposit: $20License: CuracaoPayments:
The Most Popular Baccarat Games
1
Lightning Baccarat
Play At
RTP
98.94%
Type
Live Dealer
Bet Limits
$5 – $1,500
T&Cs apply
2
Speed Baccarat
Play At
RTP
97.92%
Type
Live Dealer
Bet Limits
$1 – $5,000
T&Cs apply
3
VIP Baccarat
Play At
RTP
98.94%
Type
Live Dealer
Bet Limits
$1 – $5,000
T&Cs apply
4
Dragon Jackpot Baccarat Live
Play At
RTP
98.76%
Type
Live Dealer
Bet Limits
$1 – $5,000
T&Cs apply
5
RNG Baccarat
Play At
RTP
98.94%
Type
RNG
Bet Limits
$1 – $500
T&Cs apply
Best Online Baccarat Casinos by Type
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SpinBet Best NZ Baccarat Site
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7Bit Casino #1 Crypto Baccarat Casino
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Wildz Casino Best Live Dealer Baccarat Casino
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Richard Casino Fastest Payout NZ Baccarat
Top Online Baccarat Online Casinos
Finding an all-rounder real money Baccarat casino online isn’t easy. The majority of online casinos include baccarat in their table games section, together with blackjack online, roulette, and poker. Yet, we’ve made things simpler by reviewing several casinos to select the best ones. THere’s a quick look into our top picks.
100% Up To NZ$500 + 100 FS
Review
SpinBet
SpinBet holds a Curacao license. This attests to its fairness and strong security. Its online casino Baccarat games include live dealer versions for all skill levels. Also, you can try your luck at online poker, spin the reels, or place sports bets. SpinBet’s sportsbook feature, 24/7 support, and attractive Baccarat promotions are what make it special.
Pros
- Large number of live Baccarat games
- Round-the-clock customer support
- Licensed and regulated by a trusted body
Cons
- Fewer non live dealer Baccarat games
7Bit Casino
7Bit Online Casino is licensed by the Government of Curaçao. This proves its commitment to fair, secure gaming practices. It provides a huge game collection, that includes, slots, scratch cards NZ, roulette, blackjack, and of course baccarat. As a player, you’ll enjoy both RNG and Live Baccarat versions at this online casino. The support team is responsive. So, help isn’t far from you whenever you need it.
Pros
- High-quality live dealer Baccarat games
- Platform is easy to use
- Customer support is quick and reliable
Cons
- Traditional Baccarat games are limited
Wildz Casino
Wildz Online Casino is fully licensed and regulated by the Malta Gaming Authority. So, you’ll gamble with your mind at peace. The online casino offers lots of slots, some of the best online roulette games, several Baccarat games in classic styles and live dealer baccarat tables. Also, the site is available in multiple languages. Plus, it works well on computers and mobile devices. Stay loyal to the live casino, and you’ll be rewarded constantly, too.
Pros
- Loyalty rewards available
- Works with iOS and Android devices
- Customer support available in English, French, German, Finnish, and Norwegian
Cons
- Some games require higher minimum bets
Besides the mentioned options, you can also visit Grand Mondial Casino, Royal Reels Online Casino, and Voodoo Dreams Casino, which didn’t make it to our list, but present decent bonuses and excellent game libraries.
The Best Online Baccarat Games
Baccarat is among the top 10 casino games, which are player’s all-time favorites. As a new Baccarat player, you may wonder what type of games to wager on. Plus, as an experienced gambler, you could be considering more options. To make things easier, we’ve provided the top games you should check along with some extras.
Live Dealer Online Baccarat
Thanks to live baccarat online, you’re set to experience the vibe of a real casino right from home with the following selections.
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Control Squeeze Baccarat
Here, the excitement comes with the tension that follows the slow reveal of cards. It’s a great option if you fancy the traditional baccarat game with a bit of drama.
RTP% 98.94% -
No Commission Baccarat
No Commission Baccarat removes the usual 5% fee on Banker wins. If the Banker wins with a score of 6, however, the payout is 0.5:1.
RTP% 98.94% -
Lightning Baccarat
This version adds 2x to 8x multipliers to random cards for bigger payouts. Yet, using this feature as a player will cost you a 20% fee on your bet.
RTP% 98.94%
Highest Payout Online Baccarat Games
If you’re looking for real money Baccarat NZ games with better chances of winning, check these out.
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Classic Baccarat
RTP 98.94%Provider
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No Commission Baccarat
RTP 98.94%Provider
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Speed Baccarat
RTP 97.92%Provider
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Baccarat Pro
RTP 98.94%Provider
New Online Baccarat Games
The following freshly released Baccarat game at our listed casinos will keep you wanting more.
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Lightning Baccarat
This version is only slightly different from Lightning Cards. Random cards get multipliers in each round to boost your winnings if they’re part of your hand.
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Baccarat Deluxe
In Baccarat Deluxe, you can switch between standard and no-commission modes. That gives you more control over your bets and earnings.
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VIP Baccarat
VIP Baccarat is tempting for high rollers. It has larger betting limits, a luxurious setting, and exclusive tables. So, it’s the go-to option for anyone who desires a premium experience.
Baccarat Table Games
You may want to stick to only the basics. In that case, play traditional table games like Mini-Baccarat or High-Limit Baccarat. The experience is less complicated. You don’t need live casino dealers. Here are important information about a few Baccarat table games.
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Baccarat Pro
RTP 98.94%Provider -
Lightning Baccarat
RTP 98.94%Provider -
Dragon Jackpot Baccarat Live
RTP 98.76%Provider
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Punto Banco
RTP 98.94%Provider
The Best Online Baccarat Providers
Baccarat game providers largely determine the quality of your experience when you play Baccarat online. Let’s look at some of the best in the business.
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Evolution Gaming
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Playtech
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Pragmatic Play
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Play’ N Go
- Evolution Gaming: Renowned for its immersive live dealer games.
- Playtech: Its graphics are exceptional. And, the table games lead in the industry.
- Pragmatic Play: The Baccarat gaming options are creatively developed. Bets are also flexible.
Online Baccarat Bonuses & Promotions
To attract new players and retain existing ones, online casinos often use bonuses as a strategy. So, you might be lucky enough to get a $50 free chip redeem coupon code, free spins, free cash, or even better perks. See the offers that are most popular in 2024 below.
Welcome Bonus
100% Up To NZ$500
+ 100 FS
T&Cs apply
You will find welcome packages on almost every casino site you come across. Usually, the offers come as deposit match bonuses. This could be with or without free Baccarat chips. A welcome bonus increases your bankroll when starting out. It’ll require a minimum deposit, though. The deals come with wagering requirements. If you want to grab larger bonuses with better terms, you often need to apply specific promo codes. A great example of that is Stay Casino no deposit bonus codes which bring you a boost without funding.
Cashback Bonus
Up To NZ$5000 + 300 FS
on Elvis Frog in Vegas
T&Cs apply
Cashback online casino bonuses help players recover a portion of their losses over a given period. Most times, cashbacks come without wagering requirements.
No Deposit Bonus
325% Up To NZ$10800 + 250 FS
T&Cs apply
With no deposit casino bonuses, new users can play free baccarat casino games for real money winnings. And, they won’t need to make any initial financial commitment. There are also a few casino no wager no deposit rewards for NZ gamblers, that allow you to withdraw your winnings right away without extra rollover. These do not come often, so watch out for them.
Reload Bonus
100% Up To NZ$1000 + 200FS
on Levelz mini slot
T&Cs apply
This is another way to incentivize players, especially to top up their accounts after the first set of deposits. A reload bonus can also come in the form of bonus funds or free spins.
Payment Options for Your Online Baccarat Experience
For flexibility, there are several payment methods at online Baccarat casinos like SpinBet, 7Bit, and Wildz for New Zealand players. They include global choices like credit and debit cards, e-wallets, bank transfers, and NeoSurf, a trusted local option.
Minimum deposits vary, though. SpinBet requires $20, while 7Bit and Wildz permit users to bet a minimum of $10.
Mobile Online Baccarat Apps
Playing an online Baccarat casino game has now become more convenient than ever. SpinBet, 7Bit, Grand Mondial, Wildz, and other top casinos have their Baccarat sites optimized for iOS and Android devices. Besides, most of them also have dedicated apps to this cause. To download and play Baccarat online, visit the official website of your chosen live casino or your app store.
How We Rate Online Baccarat Casinos
To single out the best online Baccarat platforms, we follow a detailed process. Here are some of the things we review.
Game Variety
We confirm if the online Baccarat casino has plenty of options to choose from.
Payout rates
A good baccarat online casino should have titles with high return to player rates.
Bonus Offers
We look for exclusive promotions that will benefit Baccarat players.
We also test a few other things when curating our list of the best casinos. Licensing and security, customer support options, and mobile compatibility, amongst others.
How to Play Online Baccarat
Real money Baccarat is easy to learn. Just be strategic while following simple rules.
Basic Rules
You’re to bet on the “Player,” “Banker,” or “Tie” outcome. Card values are calculated, with aces worth 1, and face cards as 0. Number cards hold their respective values. If a total exceeds 9, only the last digit will be used. That means if your cards sum up to 15, it’s valued as 5. The hand closest to 9 wins.
Online Baccarat Terms
Here are the popular terms you might come across when playing baccarat online.
| Banker Bet | A wager on the Banker’s hand |
| Player Bet | A bet on the Player’s hand |
| Tie Bet | Predicting that both hands will end up as a tie |
| Natural | An initial hand that totals 8 or 9 points |
| Commission | Usually about a 5% fee deducted from the Banker wins |
Game Type
Popular Baccarat options you could come across include.
- Classic Baccarat: Has simple rules with standard gameplay.
- Mini Baccarat: Reduced betting limits.
- Speed Baccarat: Features fast actions for experienced players.
Strategies
Here’s how to up your Baccarat game.
- Use simple systems like the 1-3-2-4 betting strategy.
- Try to avoid betting on a Tie. It has a higher house edge, so it’s riskier than others.
- For a lower house edge, bet on the “Banker”
The Potential Harmful Effects of Online Baccarat
Baccarat is interesting, but playing excessively could cause financial and emotional harm. We advise bettors to practice responsible gambling. Set spending limits and take breaks regularly. Also, pay attention to warning signs of a possible addiction. If need be, you can leverage some resources that promote responsible gambling, too. Besides, there are organizations and services always ready to offer support. They include Gamblers Anonymous, The Gambling Helpline, PGF services, and so on.
History of Online Baccarat
Here’s a brief look into the History of Baccarat.
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1400s – Starts in Italy
Baccarat began in Italy. And, its name was derived from the Italian word baccara, which means zero. This isn’t surprising, considering that tens and face cards are worth zero.
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1490s – Travels to France
After wars in Italy, French soldiers brought the game home. It soon became a favorite among French nobles and was called Chemin de Fer.
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1700s – New Versions Appear
Chemin de Fer, Baccarat Banque and similar variations developed. Thus, the game became a way to identify rich Europeans.
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1800s – Spreads Further
Baccarat reached England and other European countries. This further grew its reputation as a real money game for the elite.
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1920s – Goes to South America
It became popular in places like Argentina and Cuba. There, it evolved into a version called Punto Banco.
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1950s – Arrives in Las Vegas
Tommy Renzoni brought Punto Banco to Las Vegas casinos. Wealthy gamblers started getting more interested in it.
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1990s – Goes Online
The internet brought Baccarat to online casinos. It became accessible to players everywhere.
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2010s – Mobile Baccarat Takes Over
Playing Baccarat on mobile apps anytime and anywhere became possible with the emergence of smartphones.
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2020s – Live Dealer Becomes Popular
Now, Live-streaming technology made it possible for every New Zealand player to enjoy the game with real dealers online.
Our Verdict
Online Baccarat is an interesting and rewarding game that requires a bit of strategy. No wonder it has become a favorite among Kiwi players. This is why our review focuses on highlighting the top casinos, game selections, rules, and everything else that would make you want to play Baccarat online. But, in all, remember to always manage your bankroll and gamble responsibly. If you’re still yet to register at any of our recommended casinos, do so now to unwrap everything online Baccarat has to offer.
Online Baccarat FAQs
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Is online baccarat legal?
New Zealand gamblers have legal access to licensed international online Baccarat casinos.
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What are the different types of baccarat games available online?
There are Classic Baccarat, Mini Baccarat, Speed Baccarat, and lots more.
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What is the best bet in online baccarat?
The “Banker” bet has the lowest house edge. Its house edge makes it the most strategic choice.
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What are the payout odds in online baccarat?
While it depends on the live casino site, payout odds are often around 1:1 in Player bets, 0.95:1 in Banker bets after the 5% commission removal, and 8:1 or 9:1 in Tie bets.