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Best NZ Online Casino Payment Methods 2024

Reviewed by Liam Taylor
Checked by Raymond Erickson
Created Nov 22, 2023
Updated Oct 30, 2024
Raymond Erickson Chief Editor

“A breakdown of the best payment methods in New Zealand casinos, explaining options and tips. Remember that a convenient payment method is a crucial element to boost your casino experience.”

Choosing the best casino payment methods can be tricky due to the many available options. This review explains all you need to know about New Zealand casino payments in simple terms. Our experts analyze fast eWallet payouts, reliable credit cards, and popular prepaid vouchers. Here, players can see the list of the most secure and widely used casino payment options at New Zealand online casinos. Follow our NZ online casino payment methods review to see what works best for you.

NZ$6000 + 200 FS
T&Cs apply

Casinos with the Top Deposit Options

  1. Rating 5
    NZ$6000 + 200 FS
    T&Cs apply
    • Up to NZ$1,500 + 150 FS for the 1st deposit
    • Minimum Depoit NZ$30
    • High RTP Slots (around 97%)
    Min deposit: No deposit
    License: MGA
    Payments:
    • Visa
    • Mastercard
    • Skrill
    • Neosurf
    • MiFinity
    • EPS
    • Maestro
  2. Rating 5
    100% up to NZ$125 + 100 FS
    for the Elvis Frog in Vegas
    T&Cs apply
    • Weekly Reload Bonus
    • PayID for NZ Players
    • Loyalty Program
    Read review
    Min deposit: $10
    License: Curacao
    Payments:
    • Visa
    • Mastercard
    • POLi
    • Paysafecard
    • Neteller
    • Skrill
    • Neosurf
    • MiFinity
    • Binance Coin (BNB)
    • Bitcoin
    • Bitcoin Cash (BCH)
    • Dogecoin (DOGE)
    • Ethereum (ETH)
    • Litecoin (LTC)
    • Maestro
    • Tether (USDT)
  3. Rating 5
    100% up to NZ$2000 + 200 FS
    T&Cs apply
    • 100% up to NZ$1500 + 120 FS for the 1st deposit
    • Minimum Deposit NZ$35
    • No Withdrawal Fees
    Min deposit: No deposit
    License: Estonian Tax and Customs Board
    Payments:
    • Visa
    • Mastercard
    • Paysafecard
    • Neteller
    • Skrill
    • Neosurf
    • MiFinity
    • Bitcoin
    • Cardano (ADA)
    • Dogecoin (DOGE)
    • Ethereum (ETH)
    • Jeton
    • Litecoin (LTC)
    • Ripple (XRP)
    • Tether (USDT)
    • TRON (TRX)
    • USD Coin (USDC)
  4. Rating 4.9
    100% up to NZ$1000 + 200 FS + 1 Bonus Crab
    T&Cs apply
    • Minimum Deposit NZ$20
    • Neteller and Skrill are not Eligible For This Bonus
    • Daily Promotions for Regular Players
    Min deposit: No deposit
    License: Curacao
    Payments:
    • Mastercard
    • Paysafecard
    • Neteller
    • Skrill
    • Neosurf
    • MiFinity
    • Bitcoin
    • Dogecoin (DOGE)
    • eVoucher by CashtoCode
    • FunID
    • Jeton
    • Litecoin (LTC)
    • Skrill 1-tap
    • Tether (USDT)
  5. Rating 4.8
    80 Free Spins for NZ$5
    on Elvis Frog in Vegas
    T&Cs apply
    • Deposits by cryptocurrencies
    • 24/7 Customer support
    • Fast Withdrawals
    Read review
    Min deposit: $5
    License: Curacao
    Payments:
    • Visa
    • Mastercard
    • POLi
    • Paysafecard
    • Skrill
    • Neosurf
    • MiFinity
    • Binance Coin (BNB)
    • Bitcoin
    • Bitcoin Cash (BCH)
    • Cardano (ADA)
    • Dogecoin (DOGE)
    • Ethereum (ETH)
    • Litecoin (LTC)
    • Maestro
    • Ripple (XRP)
    • Tether (USDT)
    • TRON (TRX)
  6. Rating 4.7
    80 Wager Free spins
    T&Cs apply
    • No wagering requirements
    • Payout Rate – 98,5%
    • Up to 20% cashback
    Read review
    Min deposit: 10$
    Wagering: 1x
    License: MGA
    Payments:
    • Visa
    • Mastercard
    • PayPal
    • Paysafecard
    • Neteller
    • Skrill
    • Apple Pay
    • Muchbetter
    • payz
    • Trustly

Top Casinos with the Best Payment Methods (Updated in December 2024)

  • N1 Casino – Best Online Casino for Secure Transactions
  • PlayAmo – Best POnline Casino for Fast Withdrawals
  • PlayOJO – Best Online Casino for High Rollers
  • 7Bit – Best Online Casino for E-Wallet Users
N1 Casino

N1 Casino launched in 2017 as part of Dama N.V. Dama N.V. network is known for a wide range of online banking methods. The minimum deposit is 20 NZD; the maximum withdrawal amount depends on the payment method. Most options stand at 6000 NZD. The casino doesn’t specify the daily limits, but you can withdraw up to 6,000 NZD per week and 22,500 NZD per month. VIP members of the top levels can increase their limits.

Pros
  • MGA licensed
  • Many payment options
  • 24/7 customer support
  • Fast withdrawals
Cons
  • Not crypto-friendly
  • High minimum deposit
Review
PlayAmo Casino

Playamo has proved to be a safe online casino site. It belongs to Bitcoin casinos and accepts deposits in crypto tokens and fiat cash. NZ players make deposits between NZ$10 and NZ$10,000 per transaction. Withdrawals are regulated by daily, weekly, and monthly limits, which reach up to $50,000. Crypto payouts have distinct limitations.

Pros
  • Crypto-friendly
  • Wide depositing ranges
  • Instant withdrawals
  • 24/7 customer service
Cons
  • High wagering requirements
  • Lack of no-deposit bonuses
Review
7Bit Casino

7BitCasino has operated in New Zealand since 2014 and gained popularity among Kiwis. It stands among prominent crypto casinos and provides many ways to deposit and withdraw. The minimum deposit amount is 20 NZD, and the maximum limits vary from 1,000 NZD to 7000 NZD in a single transaction per method. Gamblers can cash out up to 20000 NZD per week and 80000 NZD per month. No daily restrictions are mentioned in the terms & conditions.

Pros
  • Many payment options
  • Crypto deposits and withdrawals
  • Huge game library
  • Fair betting limits
Cons
  • High minimum deposit
  • Payment fees

Online Casino E-Wallets And Prepaid Cards

E-wallets and prepaid cards are among the most popular casino payment methods, as they are secure, fast, and simple. You can set up an account without disclosing any financial data to the platform. Your bank account isn’t vulnerable, nor are your activities shown to the bank. If a casino provides these banking options, you will likely see PayPal, Skrill, Neteller, EcoPayz, or POLi. Plus, Neosurf and Paysafecard. 

Another reason eWallet casino deposits are so popular is that almost all casinos have no payment fees. Vouchers also usually have only a one-time purchase cost. With e-Wallet withdrawals, you’ll instantly get your money on your PayPal, Skrill, Neteller, etc. Most New Zealand casinos have only a processing time of up to 0-24 hours.

Despite all their benefits, these options also have some drawbacks. Skrill and Neteller deposits are often excluded from the welcome bonuses. Paysafe and other prepaid cards are generally used as deposit-only methods. When you decide to cash out, choose another available variant.

WalletDeposit TimeWithdrawal TimeFeesSecurity Features
PayPalInstantUp to 24 hoursNo deposit fee; withdrawal fees may applyFraud Protection,Data Encryption2FA
PaysafecardInstantTypically not supportedNo16-digit PINOne Time Password,2FA
PoliInstantUp to 24 hours1%2FA,
2048-bit SSL encryption
NeosurfInstantTypically not supportedNo10-digit PIN,
One Time Password
SkrillInstantUp to 24 hours0,99%-7.50%2FA,
128-bit SSL Encryption,
Anti-fraud Monitoring
PayzInstantUp to 24 hours1.25%-6.00%2FA
256-bit SSL/TLS Encryption,
PCI & DSS,
Anti-fraud Solutions

PayPal

PayPal is an online payment system that allows you to deposit and withdraw in a fast and safe way. It works well for secure online shopping and easy money transfers. As a result, there are quite a few NZ casino PayPal sites. Kiwis simply register for a PayPal account and transfer funds to online casinos using their username and password. PayPal casinos don’t charge any fees for deposits. Plus, PayPal withdrawals are also usually free. Yet, there might be internal fees for currency conversion. You should always check the terms and conditions, as certain sites may add fees.

Paysafecard

Paysafecard is a prepaid voucher you can buy online or at local shops.  Widely available across New Zealand, Paysafe casino sites provide one of the safest payment methods. Users don’t reveal any personal data or connect to a bank account; they enter their 16-digit Paysafecard PIN code to deposit money. Another advantage is that it is generally free to use, except for small fees for maintenance or currency conversion costs. Still, those are much lower than in traditional banking or e-wallets. Paysafecard cannot be used to withdraw funds. Instead, you can pick from the list of eWallet alternatives available at a particular casino.

POLi

POLi lets clients pay online in real-time using their Internet Banking. When you open a Poli payment casino account, you don’t provide any private or banking information to a casino. Users simply log in to their POLi accounts and verify payments to online casinos. The service uses secure 2048-bit SSL encryption. All POLi transactions are fast and easy, but a 1% fee might be added.

Neosurf

Neosurf is a prepaid card that allows you to make online payments. It’s a secure option that doesn’t require you to disclose your personal or financial details. You can buy vouchers with cash or online and then use them to make deposits at online casinos that accept Neosurf deposits. Each voucher contains a 10-digit PIN code, which you use to make an instant deposit. However, you can’t withdraw using it. So, you must cash out with a credit/debit card or an e-wallet. 

Skrill

Previously known as MoneyBookers, Skrill is an e-wallet accepted by most online casinos in New Zealand. It’s a convenient, secure, and easy way to pay. All logins and transactions are secured by SSL technology. You can link your Skrill wallet directly to your bank account or connect it with your Paysafecard. Depending on the connected options, Skrill NZ imposes different fees. There are up to 5.00 % for Paysafe and 0.99 % for credit cards for deposits. When users withdraw funds, the costs are 2.00 % for crypto, 3.49 % for Neteller, and up to 7.50% for Mastercard. Bank transfers come with a 9.90 NZD fee. 

Payz

ecoPayz, also known as Payz,  is a third-party web wallet system. At first, you have to sign up for a free account and deposit funds into your ecoAccount. You don’t have to worry about your banking or personal details, as they are never shared with any sites.  This payment option has several security features to protect funds and user data, including SSL protocols and 2FA. Deposits through different payment systems add distinct fees, except for cryptocurrencies. They are out of charge.

  • Bank Wire: 0.00-10.00%
  • Credit Card: 1.69-6.00% + 0.46 NZD
  • ecoVoucher: 2.90%
  • zestPay transfer: 1%
  • Currency conversion: 2.99%.

Debit and Credit Cards as Banking Options

Credit and debit cards are widely used payment variants at online casinos. Players pay and cash out via credit, debit, or prepaid cards, like Visa, MasterCard, or American Express. The wide acceptance and user-friendliness make them a preferred choice for many users. Another traditional way is bank transfer casino payments. These are secure options that protect your data with secure passwords, fraud protection, transaction alerts, facial recognition, and fingerprint software for your online account.

However, credit cards may charge higher fees than eWallets. Also, it’s not the fastest way to withdraw winnings. Gamblers should review a selected casino’s specific terms and conditions to understand any associated costs and limits.

CardDeposit TimeWithdrawal TimeFeesSecurity Features
VisaInstant2-5 Business DaysNo deposit fee; withdrawal fees 2-3%2FAKYC128-bit Encryption
MastercardInstant2-5 Business DaysNo deposit fee; withdrawal fees 2-3%2FAID Theft Protection128-bit Encryption
MaestroInstant2-5 Business DaysNo deposit fee; withdrawal fees 2-3%2FASecureCode 128-bit Encryption

VISA

Visa is probably the most used payment method at online casinos worldwide. It offers fast deposits and high security as both a debit and credit card. Visa cards have a 16-digit number and a security code to prevent card fraud. Plus, all online transactions are protected by 128-bit encryption. Reputable Visa casinos need to comply with the General Data Protection Regulation and require personal data such as your ID to verify your identity. This process is known as KYC (Know Your Customer). Deposits reach your online casino account almost instantly with no extra fees. However, your card issuer may apply fees. Charges usually come from late payment fees on credit cards or depositing online in a different currency.  

MasterCard

Mastercard stands among the largest credit and debit card operators worldwide. It’s a safe payment method that protects users from fraud and unauthorized payments. It has ID Theft Protection, which includes alerts, monitoring, and 24/7 customer support. The fees vary from one online casino to the other. Some casinos that accept MasterCard provide free deposits and withdrawals, while others support only MasterCard deposits but not withdrawals. 

Maestro

Maestro is a debit card for buying goods and services online. Many NZ casino players also use it as a payment method. Maestro is supported in about 100 countries but becomes outdated in the more extensive MasterCard network. Withdrawals from an online casino are rare with this provider, yet deposits are free of charge. This is a general rule, as Maestro may have extra costs for currency conversion. Users are protected with the SecureCode safety features. 

Pay By Phone Bill Casino Payments

Pay-by-phone casinos support deposits by phone bills as their payment method. Your mobile network pays for your deposit, and you add that amount to your monthly bills. Playing real money games at a pay-by-phone casino is convenient and secure, with no fees included. 

Users link their mobile number to the account and receive a code via text message. Players input this code to confirm the deposit. Pay by mobile operates as a form of credit payment and has monthly, weekly, and daily limits. Pay-by-phone banking methods usually can’t be used to cash out your winnings. However, ApplePay and GooglePay are exceptions.

CardDeposit TimeWithdrawal TimeFeesSecurity Features
BokuInstantN/ANoSMS verification, no card details required
PayforitInstantN/ANoSMS verification, no card details required
ZimplerInstantN/ANoSMS verification, no card details required
Apple PayInstant1-3 business daysNoBiometric authentication, Touch ID, Face ID
Google PayInstant1-3 business daysNoBiometric authentication, Touch ID, Face ID

Boku

Boku online casino payment is based on mobile billing. It allows you to pay using just your phone number. When you make a Boku deposit, funds are deducted from your mobile balance or added to your next monthly phone bill. There’s no need to use your debit/credit card or reveal your bank information. You can even top up your casino account and stay anonymous. Boku better suits budget players as it restricts daily deposits up to $30. The payment service doesn’t charge fees; its deposits are instant and secure with SMS confirmation. Yet, some Boku casinos may charge a transaction fee. Sadly, the only way to withdraw the money you deposited with Boku is to use another payment method.

Payforit

Payforit works like Boku and offers easy, fast, and safe deposits via mobile bills without additional bank details. You confirm the payment via SMS and start playing on your mobile device or PC. Payforit has a low deposit limit of up to $30 per transaction and per day, which is more suitable for casual Kiwi players. A significant drawback of the mobile phone bill option is that it only allows players to deposit funds and isn’t available to withdraw the winnings.

Zimpler

Another mobile payment provider is Zimpler. You create an account and collect your card, bank, and mobile payment bills in one place. Zimpler provides a useful built-in budget management tool to control the bankroll.  Depending on the casino site, you may be charged a small fee for each deposit. Zimpler also doesn’t support withdrawals to the phone bill.  Besides, Zimpler is widely used in Scandinavian countries, and very few New Zealand casinos accept it. 

Apple Pay

Apple Pay is a banking method available to casino players with Apple devices. If you have an iPhone or iPad, you can fund your casino account with Apple Pay, which is connected to your debit card. One of the biggest benefits of Apple Pay casinos is that no fees are added. Another plus is the security. Users install the Apple Pay mobile app and confirm their payments with Touch ID or Face ID. Unlike other phone bill methods, Apple Pay supports withdrawals. 

Google Pay

GPay differs from Apple Pay only in terms of the device you use. Android mobile devices allow secure payments in online casinos with just one click, without the need to enter card details every time. Another advantage of Google Pay for gambling is the absence of min or max payment limits set by the service. Yet, casinos might apply additional restrictions in terms and conditions. Google is one of the world’s biggest tech companies, offering secure transactions, instant deposits, and zero fees. However, Google casinos online rarely support withdrawals through this method.

Bitcoin and Other Cryptocurrency Payments

CryptocurrencyAverage Transaction FeeMinimum Deposit AmountMaximum Withdrawal Limit DailyAverage Transaction Time
Bitcoin$6.960.0001 BTC$9,50010-60 minutes
Ethereum$2.500.01 ETH$2,5005-20 minutes
Litecoin$0.100.013 LTC$9,5005-15 minutes

The number of Bitcoin casinos NZ is growing due to many advantages. A pure crypto casino only accepts digital tokens, such as BTC, BCH, DOGE, ETH, LTC, XRP, and USDT. Some sites are hybrid, allowing NZ players to fund their accounts and cash out winnings with traditional (fiat) and сrypto online casino payment options.

All crypto transactions are fast, simple, and anonymous. Players can copy & paste their unique wallet ID or scan the QR code to make a direct deposit to the account without personal bank/card details. Plus, there are usually larger limits, which are perfect for high rollers.

To make a deposit, users buy cryptocurrencies on specific exchanges, fund their crypto-wallets through credit cards, or convert them directly at casino sites. Players can copy and paste their unique wallet ID or scan the QR code to deposit to the account. Although crypto transfers come with ‘gas’ fees attached to every blockchain transaction, those fees are much smaller compared to traditional options. Another notable benefit is special promos for crypto depositors.

Analysis & Comparison of Casino Payment Options in NZ

Payment MethodMinimum Deposit AmountMaximum Deposit AmountMaximum Withdrawal LimitAverage Deposit TimeAverage Withdrawal TimeSupport Availability
Bitcoin and Cryptocurrencies$5$10,000$10,000 dailyInstant2-24 hours24/7
Pay By Phone Bill$5$200N/AInstantN/ALimited
Debit and Credit Cards$10$5,000$5,000 monthlyInstant3-5 days24/7
E-Wallets and Prepaid Cards$10$10,000$5,000 weeklyInstant24-48 hours24/7

Understanding Online Casino Payment Methods

Most online casino payment methods are user-friendly and easy to understand. To play your favorite casino games and claim a casino bonus, you must register for an account and place your first deposit. 

Steps for Making a Deposit

Not all New Zealand casinos follow the same steps, but the general processes are alike:

  1. Step 1 Create a Casino Account:

    Choose a reputable casino from our list and head to its official website. Provide the necessary details and complete the registration.

  2. Step 2 Visit the Cashier Section:

    Find the Cashier of Deposit/Withdraw tab on the casino site.

  3. Step 3 Select the Deposit Method:

    Pick the preferred deposit option and follow the instructions to fund the account.

  4. Step 4 Enter the Deposit Amount:

    Select the real money amount you want to put on the balance.

  5. Step 5 Confirm the Deposit:

    Insert your payment details, confirm them, and submit the request.

Steps for Making a Withdrawal

Most online casino deposit methods are also available as withdrawal options. Commonly, you withdraw your winnings using the same casino deposit options. There are only a few exceptions for methods available only for deposits.

  1. Step 1 Head Over to the Cashier:

    Visit the Bank/Cashier page.

  2. Step 2 Select the “Withdraw” Option:

    Pick the preferable withdrawal method to get your winnings.

  3. Step 3 Enter the Withdrawal Amount:

    Choose the amount you want to withdraw and follow the on-screen instructions.

  4. Step 4 Confirm the Request:

    Submit the withdrawal request and wait for it to be processed.

Online Casino Verification and KYC Process

When you register at an online casino, you may need to verify your identity. You can submit an ID, such as a passport or driver’s license, and a recent utility bill. This process, known as KYC (Know Your Customer), is required by licensed casino operators in New Zealand to guarantee security and compliance. The possible steps may include:

  • Document Submission;
  • Address Verification;
  • Payment Method Validation;
  • Selfie or Video Proof.

It may seem inconvenient, but it protects your account from possible scams. A casino team usually quickly verifies your details to see if they’re correct. Your first withdrawal might also need this verification. Additionally, when you sign up, you can set deposit limits for safer gambling.

Document TypeCommon ExamplesUsage in Verification
Identity ProofPassport, Driver’s License, ID CardConfirming identity
Address ProofUtility Bill, Bank StatementVerifying residential address
Payment Method ProofCredit Card, Bank Account StatementProof of funds’ ownership

Selecting NZ Casinos with Optimal Payment Methods

Players search for fast and secure transactions. Our experts highlight some vital criteria when choosing the best payment methods for online casinos in New Zealand.

  • Ensuring Safety and Transparency

    The safety of users’ funds is the most important thing. So, gamblers should pick a licensed casino with reliable payment providers, a solid reputation, standard security measures, and proper licensing. SSL encryption, two-factor authentication, PINs, and one-time codes are important points to consider.

  • Fast payment times for depositing and withdrawing are key features for users. Casino members aim for quick options to get their winnings. The best variants are instant, but an average payout time for e-wallets of 24-48 hours also works well. Sometimes, reaching certain VIP levels can improve the transaction time.

  • NZ casinos allow easy and quick money transfers, but cashout limits vary by casino. Crypto platforms often have higher limits than debit/credit cards and e-wallets. The best casino operators in New Zealand have transaction limits ranging from NZ$10,000 to NZ$90,000 or more.

  • The leading casinos online don’t charge any fees. As a rule, anything above 3% is a relatively complex condition. You should always check the casino’s Terms and Conditions to ensure no hidden fees. Crypto and eWallet payouts often have small or zero costs added.

Verdict

Kiwis have a wide choice of popular payment methods, each offering certain advantages and downsides. Crypto and eWallet payments are the best choices if you prefer instant payouts with smaller fees. However, traditional credit cards and mobile bills also have their benefits.

Players should analyze their preferences, security concerns, and transaction speed needs to select the casino payment method that best suits their online gambling style. Pick from our list of reliable payment methods in online casino, make a deposit, and start playing!

Pros
  • Wide range of options
  • Instant deposits
  • NZ-friendly
Cons
  • Withdrawal fees
  • Transaction limits

Gambling Payment Methods in NZ FAQs

  • What are the most popular payment methods used by NZ online casino players?

    New Zealanders pick between eWallets, credit &debit cards, and crypto transfers.

  • The main advantages of eWallets are fast deposits and withdrawals and the lack of a need to share details. Yet, these variants often incur extra fees and are excluded from bonus offers.

  • Crypto transactions are among the most secure options due to blockchain technology, anonymous payments, 2FA, and SSL protocols. The most well-known tokens are BTC, LTC, ETH, USDT, DOGE, etc.

  • Credit and debit cards charge higher fees than eWallets and take longer to process payments. 

  • Kiwi players should look for licensed casino sites with a long-standing reputation and excellent player reviews. Other vital aspects are SSL encryption, 2FA, KYC, etc.