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Best Payout Online Casinos in NZ in 2024

Reviewed by Liam Taylor
Checked by Olivia Brown
Created Dec 4, 2023
Updated Oct 18, 2024
Raymond Erickson Chief Editor

“We'll guide you through the highest payout rates, available games, and how to quickly get your winnings, helping you find the best places to play, whether you're new or experienced.”

Kiwi players looking for the best value should check out the best-paying casinos. These sites offer better chances of winning, many games, and quick ways to get money. For NZ players in 2024, knowing about the highest payout rates helps Kiwis win more and have more fun. We’ll show you the top-paying online casinos, explain how they pay out, what titles they have, and how to get your winnings. Whether you’ve played a lot or just started, we’ll help you find the best places to play in New Zealand in our payout online casino sites review.

100% up to NZ$125 + 100 FS
T&Cs apply

Top-Rated NZ Online Casinos with Highest Payouts

  1. Rating 5
    NZ$6000 + 200 FS
    T&Cs apply
    • Up to NZ$1,500 + 150 FS for the 1st deposit
    • Minimum Depoit NZ$30
    • High RTP Slots (around 97%)
    Min deposit: No deposit
    License: MGA
    Payments:
    • Visa
    • Mastercard
    • Skrill
    • Neosurf
    • MiFinity
    • EPS
    • Maestro
  2. Rating 5
    100% up to NZ$125 + 100 FS
    for the Elvis Frog in Vegas
    T&Cs apply
    • Weekly Reload Bonus
    • PayID for NZ Players
    • Loyalty Program
    Read review
    Min deposit: $10
    License: Curacao
    Payments:
    • Visa
    • Mastercard
    • POLi
    • Paysafecard
    • Neteller
    • Skrill
    • Neosurf
    • MiFinity
    • Binance Coin (BNB)
    • Bitcoin
    • Bitcoin Cash (BCH)
    • Dogecoin (DOGE)
    • Ethereum (ETH)
    • Litecoin (LTC)
    • Maestro
    • Tether (USDT)
  3. Rating 5
    100% up to NZ$2000 + 200 FS
    T&Cs apply
    • 100% up to NZ$1500 + 120 FS for the 1st deposit
    • Minimum Deposit NZ$35
    • No Withdrawal Fees
    Min deposit: No deposit
    License: Estonian Tax and Customs Board
    Payments:
    • Visa
    • Mastercard
    • Paysafecard
    • Neteller
    • Skrill
    • Neosurf
    • MiFinity
    • Bitcoin
    • Cardano (ADA)
    • Dogecoin (DOGE)
    • Ethereum (ETH)
    • Jeton
    • Litecoin (LTC)
    • Ripple (XRP)
    • Tether (USDT)
    • TRON (TRX)
    • USD Coin (USDC)
  4. Rating 4.9
    100% up to NZ$1000 + 200 FS + 1 Bonus Crab
    T&Cs apply
    • Minimum Deposit NZ$20
    • Neteller and Skrill are not Eligible For This Bonus
    • Daily Promotions for Regular Players
    Min deposit: No deposit
    License: Curacao
    Payments:
    • Mastercard
    • Paysafecard
    • Neteller
    • Skrill
    • Neosurf
    • MiFinity
    • Bitcoin
    • Dogecoin (DOGE)
    • eVoucher by CashtoCode
    • FunID
    • Jeton
    • Litecoin (LTC)
    • Skrill 1-tap
    • Tether (USDT)
  5. Rating 4.8
    80 Free Spins for NZ$5
    on Elvis Frog in Vegas
    T&Cs apply
    • Deposits by cryptocurrencies
    • 24/7 Customer support
    • Fast Withdrawals
    Read review
    Min deposit: $5
    License: Curacao
    Payments:
    • Visa
    • Mastercard
    • POLi
    • Paysafecard
    • Skrill
    • Neosurf
    • MiFinity
    • Binance Coin (BNB)
    • Bitcoin
    • Bitcoin Cash (BCH)
    • Cardano (ADA)
    • Dogecoin (DOGE)
    • Ethereum (ETH)
    • Litecoin (LTC)
    • Maestro
    • Ripple (XRP)
    • Tether (USDT)
    • TRON (TRX)
  6. Rating 4.7
    80 Wager Free spins
    T&Cs apply
    • No wagering requirements
    • Payout Rate – 98,5%
    • Up to 20% cashback
    Read review
    Min deposit: 10$
    Wagering: 1x
    License: MGA
    Payments:
    • Visa
    • Mastercard
    • PayPal
    • Paysafecard
    • Neteller
    • Skrill
    • Apple Pay
    • Muchbetter
    • payz
    • Trustly

Top Paying Online Casinos by Category (Updated November 2024)

  1. N1 Casino Best Overall Top Paying Online Casino
  2. TonyBet Best Payout Online Casino Site for Rookies
  3. Play Amo Best Payout Online Casino NZ for Risk Takers
  4. 7BitCasino Best Payout Online Casino NZ for Cryptocurrency
  5. PlayOJO Casino Review Best Payout Online Casino Site for E-wallet
MacBook Pro
Best Payout
iPhone 12
Best Payout

N1 Casino

N1 Casino offers Kiwi bettors a top-notch gaming experience with high payout rates. Their deposit and payout percentages are generous to both casual users and big spenders.

  • Maximum deposit per transaction: $6,000
  • Minimum deposit per transaction: $30
  • Daily max: $6,000
  • Weekly max: $37,500
  • Number of deposits per 24hrs: Unlimited
  • Are limits negotiable?: Yes, for VIP players
Pros
  • Wide range of games
  • Best online casino payouts
  • Accepts crypto coins
  • Generous VIP program
Cons
  • Bigger min deposit than some competitors
  • Not all payment methods available for cash return
Review

PlayAmo

PlayAmo is a popular choice for NZ players seeking high payouts and a diverse game selection. Their transaction limits are competitive and suit most people’s needs.

  • Max deposit per transaction: $4,000
  • Mini deposit per transaction: $20
  • Daily max: $4,000
  • Weekly max: $16,000
  • Number of deposits per 24hrs: Unlimited
  • Are limits negotiable?: Yes, for loyal customers
Pros
  • Large title library
  • Crypto-friendly
  • Regular promotions
  • Quick paybacks
Cons
  • Lower weekly payout limit than some rivals
  • Some games not available in all regions

TonyBet

TonyBet stands out with its low minimum deposit and withdrawal thresholds, making it accessible to all types of gamblers. Their payout speeds are among the fastest in the industry.

  • Maximum deposit per transaction: $5,000
  • Minimum deposit per transaction: $10
  • Daily max: $5,000
  • Max per week: $30,000
  • Number of deposits per 24hrs: Unlimited
  • Are limits negotiable?: Yes, for tycoons
Pros
  • Low minimum deposit and withdrawal
  • Excellent sports betting options
  • Brisk payout
  • Mobile-friendly platform
Cons
  • Smaller game library compared to some competitors
  • Limited cryptocurrency options

How to Identify High-Paying Online Casinos

To find the best online casinos that payout well, look for:

  • High payout percentages
  • Positive consumer reviews about fast payout
  • Licenses from respected gaming authorities
  • Regular audits by independent testing agencies
  • Fair bonus terms and reasonable wager rules

Watch out for:

  • Best payout casinos with lots of complaints
  • Unclear or very severe withdrawal policies
  • Casino bonuses with unfair terms
  • Limited game selection or low-quality software providers
Casino Site NameBonus AmountWagering RequirementTime LimitContribution Rate
N1 Casino100% up to $30050x14100% on Slots
PlayAmo100% up to $50050x30100% on Slots
TonyBet100% up to $100035x30100% on Slots
Wazamba100% up to $50040x14100% on Slots
7Bit Casino100% up to $10040x14100% on Slots

Analyzing Casino RTP Percentages

RTP (Return to Player) shows how much of your bets you can expect to get back over time. Here’s what you need to know:

  1. Find RTP info in the game’s rules or on top-paying online casino websites
  2. The highest RTP is almost 96% or upper
  3. The best online casinos that payout often have better RTPs than land-based ones
  4. RTP is calculated by dividing the total payout by the total bets over many plays
  5. Higher RTP means better chances of winning in the long run
  6. Different games have different highest RTPs:
    • Slot machines: Usually 92-97%
    • Blackjack: Can be over 99% with perfect strategy
    • Roulette: About 97.3% for European, 94.74% for American

Evaluating Game Selection and Providers

  • Top software providers are known for high RTP games: NetEnt, Microgaming, Play’n GO.
  • A wide slot selection often means better overall payouts.
  • Table games typically show higher payouts than slots.
  • Look for the best payout casinos featuring games from multiple superb coders.

Checking for Independent Audits

  • Reputable audit organizations: eCOGRA, iTech Labs, GLI.
  • The best payout casinos should be audited at least annually.
  • Find audit info in the casino’s footer or ‘About Us’ page.
  • NZ players can look over the DIA website for local high payout rate casino compliance.

Assessing Bonus Terms and Wagering Requirements

  • Lower wager requirements (30x or less) are better for real payout.
  • Look over game contributions to wager requirements.
  • No-deposit bonuses or free spins with no wagering are best for payout.
  • Be wary of promotions with huge max cashouts.
CasinoWelcome BonusWagering RequirementMax Bonus Amount
N1 Casino100% up to $30050x$300
PlayAmo100% up to $50050x$500
TonyBet100% up to $100035x$1000
Wazamba100% up to $50040x$500
7Bit Casino100% up to $10040x$100

Steps to Play at Best Online Casinos That Payout Well

  1. Step 1

    Choose the best high-payout casino from our list.

  2. Step 2

    Sign up for an account.

  3. Step 3

    Verify your identity if required.

  4. Step 4

    Place cash using your preferred payment options.

  5. Step 5

    Claim any welcome bonuses.

  6. Step 6

    Choose the best payout casino games with high return-to-player.

  7. Step 7

    Play responsibly and within your budget.

  8. Step 8

    Request a withdrawal when ready.

When looking for online casinos for real money, always check the high payout rate and withdrawal times before playing.

Games with Best Odds at Top Paying NZ Casinos

TypeAverage RTP %Range of RTP %
Blackjack99.5%99.0% – 99.7%
Video Poker99.0%97.0% – 99.5%
Baccarat98.9%98.5% – 99.1%
French Roulette98.65%98.65%
Craps98.6%98.0% – 99.2%
Slot Machines96.0%92.0% – 98.0%

Specific casino games offering the highest RTP

Differences in stakes between on-the-go and land-based versions:

  • 1.

    Best-paying casinos in NZ generally give higher return-to-player due to lower operating costs.

  • 2.

    Online blackjack often has better hits due to more favorable rules and fewer distractions.

  • 3.

    Video poker RTPs are typically higher in the net, with more full-pay variants available.

  • 4.

    Online slots mainly have higher RTP compared to their land-based counterparts.

  • 5.

    Table games have similar odds, but digital versions may offer more player-friendly variants.

  • 6.

    Live dealer games bridge the gap, offering RTPs closer to land-based casinos but still slightly higher.

Remember that while casino games generally offer better odds, the social experience and atmosphere of land-based casinos can only partially be replicated.

Online Pokies with High RTP

Top high return-to-player online pokies in NZ casinos:

# Name RTP Paylines Min Bet Developer Casino
1

Mega Joker Slot

99.00% 5 Fix 5 Fix
2

3

Blood Suckers

98.00% 25 Fix 25 Fix
4

Devils Delight

97.60% 20 Fix 20 Fix
5

Kings of Chicago

97.80% 5 Fix 5 Fix

Progressive jackpot pokies (Mega Moolah) usually have lower RTP due to the massive potential payouts. Always bet the maximum coins and lines to maximize returns on high-RTP pokies.

For the best online pokies in New Zealand, look for casino games from top providers like NetEnt, Microgaming, and Play’n GO.

Table Games with Favorable Odds

Table casino games often come up with the best odds in casinos:

Versions of these games often have better odds than their land-based counterparts due to lower operating costs. For the best odds, look for single-deck blackjack or French roulette with the ‘La Partage’ rule on the gambling sites.

If you enjoy the atmosphere of a real casino, try a live casino game. These combine the excitement of a physical top-paying online casino with the convenience of online play.

Video Poker Variants

Video poker often offers some of the highest payouts in the online casino. Top real money variants include:

E-wallets like PayPal or Skrill are often the fastest for prompt NZ casino withdrawals. Cryptocurrencies can also facilitate speedy transactions. To optimize banking, verify your account early and use the same method for deposits and withdrawals when possible.

Payment Methods at Best Payout NZ Casinos

Top payment methods for NZ players include Credit/Debit Cards (Visa, Mastercard), E-wallets (PayPal, Skrill, Neteller), Bank Transfers, Cryptocurrencies (Bitcoin, Ethereum), and Paysafecard. For brisk withdrawals, consider using a PayPal casino in NZ. PayPal offers fleet transactions and good security. If you’re into crypto, a Bitcoin casino can provide even faster, highest-paying transactions and more anonymity.

MethodDepositMin/Max DepositWithdrawalMin/Max WithdrawalPayout Time
Credit/Debit CardsYes$10 / $5,000Yes$20 / $5,0001-3 Business Days
PayPalYes$10 / $10,000Yes$20 / $10,000Instant to 24 Hours
SkrillYes$10 / $10,000Yes$20 / $10,000Instant to 24 Hours
NetellerYes$10 / $10,000Yes$20 / $10,000Instant to 24 Hours
Bank TransferYes$50 / $10,000Yes$100 / $50,0003-5 Business Days
BitcoinYes$20 / $50,000Yes$50 / $50,000Instant to 1 Hour
EthereumYes$20 / $50,000Yes$50 / $50,000Instant to 1 Hour
PaysafecardYes$10 / $1,000NoN/AN/A

​​PayPal casinos in NZ are an excellent option for swift and secure transactions, making them one of the top choices. Bitcoin casinos present significant advantages for those who prefer anonymity and faster payouts.

Winning Tips for High-Payout NZ Casinos

  • Learn rules and basic strategies.
  • Practice responsible gambling and set funds limits.
  • Take advantage of rewards, but read the rules carefully.
  • Choose games with high return-to-player.
  • Manage your bankroll wisely.

Understanding House Edge

House Edge is the NZ online casinos’ advantage in each game. It’s calculated as 100% – RTP%. Games with lower house edges give you better shots of winning. For example:

  • Blackjack: 0.5% house edge
  • Baccarat (banker bet): 1.06% house edge
  • European Roulette: 2.7% house edge

Knowing the house edge helps you choose games where your money lasts longer.

Mastering Game Strategies

Learning proper strategy can significantly impact your winnings:

  • For blackjack, memorize basic strategy charts
  • In video poker, learn which cards to hold for each hand
  • For roulette, stick to outside bets for better odds

Many online resources offer free strategy guides and practice the highest payout casino games.

Bankroll Management for Fast Withdrawals

Good bankroll management helps Kiwis play longer and withdraw winnings more often. Here are some effective strategies:

Strategy NameRecommended Bet SizeProsCons
Fixed Amount1-5% of bankroll per betConsistent, low riskCan miss big winnings
Percentage1-3% of current bankrollAdjusts to wins/lossesRequires more calculation
MartingaleDouble after each lossCan recover losses quicklyHigh risk of significant losses
Anti-MartingaleDouble after each winCapitalizes on hot streaksCan miss out on recovering losses

Taking Advantage of Bonuses Wisely

To maximize value from casino bonuses:

  1. Step 1

    Read all terms and conditions.

  2. Step 2

    Focus on deals with low wagering requirements.

  3. Step 3

    Look for no-deposit bonuses or free spins.

  4. Step 4

    Avoid prizes with high max cashouts.

  5. Step 5

    Use promos on high-RTP games when allowed.

Be careful with large deposit match bonuses, which often come with strict wagering requirements.

 Pros and Cons of Playing at Highest Payout Casinos

Players seeking hasty access to their winnings should look for casinos offering instant withdrawal options. The best payout online casino NZ will provide high RTP games and ensure fast funds processing and strong customer support.

Playing at the best online casino for payouts can significantly improve your online gambling experience. Here’s a simple look at the pros and cons.

Pros
  • Better prospects of winning: High payout rates mean more frequent and bigger wins.
  • More value for your money: Higher payout percentages mean you get more from your bets.
  • A wider range of games: Online casinos that pay often have a large selection of games, including high RTP slots (Mega Moolah) and various table games.
  • Faster withdrawals: Top payout casinos mainly process withdrawals quickly, so you get your winnings quicker.
  • Better customer support: These casinos often have more helpful and responsive customer service.
Cons
  • Higher minimum deposits: Some of these casinos might require bigger initial deposits.
  • Stricter verification processes: Enhanced security might involve more rigorous checks.
  • Smaller prizes: High payout casinos might offer smaller deals than others, focusing more on payout rates.
  • Limited payment options: These casinos might only support some banking methods, which could be a drawback for some players.

Best Payout NZ Online Casinos FAQ

  • What is RTP, and why is it essential for casino payouts? 

    RTP (Return to Player) is the percentage of bets a game pays back to bettors over time. Higher RTP means better chances of winning in the long run.

  • The highest payout rates can vary, but the best payout online casinos, like N1 Casino, PlayAmo, and TonyBet, consistently offer high RTPs across their game selections.

  • Yes, reputable high-payout online casinos are licensed and regulated by authorities like the Malta Gaming Authority or the UK Gambling Commission.

  • While progressive jackpots offer massive potential wins, their base RTP is often lower than non-progressive games.

  • Try out for published RTP reports, look for independent auditor certifications, and read users’ reviews about withdrawal experiences.